The one cycle IVF cost in Maryland can range between $9,500 to $10,500 excluding medication and testing. The average IVF Medication cost is between $ 2,500 and $ 5,000.
On the average cost of IVF cycle in Maryland are shown in the following table:
| Major Cities | Average cost of IVF cycle without medications |
| Baltimore | $ 9,500 |
| Annapolis | $ 9,000 |
| Rockville | $ 9,000 |
| Silver spring | $ 9,500 |
| Frederick | $ 9,500 |
The total cost of IVF in Maryland can be different in different cities. Consultations are provided before the treatments by the fertility clinics which help the patients in deciding what program is in their budget and for how far they can go with it.
Out of the 50 states in the U.S., there are only 17 states that have an infertility insurance mandate set up. Maryland falls among the lucky 15. This mandate demands health insurance plans to provide coverage for the costs of the treatments related to fertility.
In accordance with the infertility treatment insurance law in the state of Maryland, the policies of health and hospital insurance that give pregnancy related benefits should also give benefits regarding fertility, which comes from in vitro fertilization (IVF) procedures.
Unlike other states, Health maintenance organizations are not exempted from this law. Instead, they also have to abide by this law.
There are some specific exemptions which include the following:
Like many other states, the infertility insurance mandate has limitations as well. If IVF costs are to be covered, the following conditions should be met in every way:
Because of the infertility insurance mandate, many health insurance organizations do not cover IVF costs. As such, every couple needs to devise their own plan and work on it carefully while keeping their resources in mind.
IVF treatments can only be given at the state’s fertility clinics. Every fertility clinic should meet standard requirements given by health organizations under the state’s supervision.
To manage IVF costs in Maryland, there are specific plans or procedures that provide one or more IVF cycles. In addition, there are also refund programs some of which are offered through plans specializing in IVF services at reasonable discounts.
Each clinic also offers its own plan under the state’s law to cover the cost of IVF. Some of the well-known fertility clinics in the state of Maryland are the following:
To deal with the cost of IVF in Maryland, the Fertility Center offers the following choices for reasonable IVF treatment.
There are many couples who do not have tolerable insurance coverage regarding IVF treatments. The IVF Patient Refund Program provided by the center gives couples who have no insurance coverage at all six tries to have an IVF baby without any financial worries.
If the patient does not achieve a live birth during this time, they will obtain a full refund which can be used to pursue other opportunities.
How does it work?
If the patient decides to go along with the program, they may attempt up to six full IVF cycles with the addition of cryopreservation for a cost of $ 20,000. If the patient is in need of ICSI, the cost of the program would come to $ 22,000.
The center can only earn the fee if the patient has a live birth. In case of failure to achieve a live birth, the center gives a complete refund.
Eligibility criteria
To be considered a candidate for the program the following conditions must be met:
Inclusions in the fee
A full IVF cycle is measured as one in which the embryo or embryos are developed and are moved or frozen during the procedure. If the physician cancels this cycle and no eggs are retrieved then it does not count as a cycle.
If the transfer never happened then it will count as a cycle. If the procedure is done right and the patient becomes pregnant but loses the baby through miscarriage, then it will be considered a full cycle and be counted as one.
Medication costs
The medications which cost around $ 6,500 will only be covered in the case when the patient undergoing the treatment does not surpass their 39 th birthday by the time of the sixth cycle. If the patient becomes pregnant through the procedure, then medications are to be covered by the insurance companies.
In-case of withdrawal
The patient can withdraw from the refund program at any time.
Global Package Fee
The Global Package Fee is a package for patients without any insurance coverage for IVF treatments. This package covers the fee regarding the treatments from the beginning of the procedure which is at the time of ovarian stimulation to the end until the embryo transfer. The package also includes freezing of the embryos and storing them for one year.
Washington Fertility Center offers numerous IVF treatments that provide clear and affordable prices to its patients to cover IVF costs in Maryland. These include the following options:
In addition, the treatment also provides cycle synchronization like its other treatments, monitoring and teaching, egg retrieval, culture of oocytes, transferring of embryos and embryo cryopreservation.
Annual storage fee of cryopreserved embryos, sperms, and oocytes are also provided by the center, with the addition of embryo assisted hatching.
Donor anesthesia and embryo culture, embryo transfers are also included in this plan. This plan originally costs around $ 29,700, which after the 33% discount comes down to $ 19,800.
It also includes cycle synchronization, monitoring and teaching of donor and recipient cycles, egg retrieval, transferring of the embryos, cryopreservation and culture of oocytes. The annual storage fee of the cryopreserved embryos, sperm and oocytes is included in this package. Frozen embryo thawing and transferring with embryo assisted hatching is also provided.
People who opt for this plan can save a considerable amount of money. With many benefits, this plan includes clinical services and also covers all the other expenses which include donor recompense, prescriptions, etc.
Usually, the process costs $ 8,000 to $ 15,000. These additional benefits are only included for this plan and no other at the Washington Fertility Center.
Shady Grove Fertility Center offers a wide range of IVF financial plans that are carefully created to help patients with infertility problems. Shady Grove Fertility center specializes in affordable IVF costs in Maryland.
Shared Risk 100% Refund Program
Patients who have chosen this program can select a total of up to 6 IVF treatments or donor egg cycles for a very affordable fee. If the procedure is successful the center will have earned the fee, but in case of no results, the center will give a complete refund. Patients who chose this plan can withdraw anytime they wish.
Some of the costs that are not covered by this plan are pre-screening tests, surgeries that are not related to in vitro fertilization procedures and purchase fee of donor sperm. The cost of donor egg is also not included in this program.
Multi-cycle Discount Program for IVF
This plan offers the patients up to two IVF cycles. This program also provides a discount of 40%. The services included in this program include the following:
Military Discount Program
Shady Grove Fertility Center provides current US military and reservists a 25% discount for affordable IVF costs. On presenting the US military ID card candidates can receive the military discount.
The discounted services provided by this program include pre-screening, pregnancy tests and ultrasounds. In addition, shared-risk programs, timed intercourse and natural cycles are all part of the program.
ESSURE procedure, cryopreservation and storage charges, donor egg bank fee, oncofertility, IUI and IVF also come at discounted prices.
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